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road to financial freedom

* 72 percent of American families carry some king of debts. * the majority of Americans will retire with less than $10,000 in annual income, and with little or no retirement savings. *average family carries a credit and debt of $4,000 from mouth to mouth. * the average household has 10 credit cards (with an average interest rate of 18 percent)         "Money is one of the most important subject's of your entire life, some of life's greatest enjoyments and most of life's greatest disappointment stem from your decisions about money. Whether you experience great peace of mind or constant anxiety will depends on getting your finance under control." (Robert G. Allen)     The more we know about money the more we can  control it in a purposeful and liberating way. Unfortunately, personal finances is a topic that is seldom taught in school, not that the school system is in error, but they expect you to learn in on your own. And since most of our time