Christian financial academy

 is a bank account, and time is our currentcy. No one is poor, we've got 24hrs each;----  christoopher rice Want to know what makes one person successful with money and another giveup? It's simple it's there mindset. What then is a money mindset, a money mindset is an overriding attitude that you have about your finances. It drives how you make key financial decisions everyday. And it can have a big Impact on your ability to achieve your goals. If you tend to make better choices about how to overcome challenges in this cases, the power of positive thinking really does matters. What you believe about money yourself and the world, shapes how your life's will unfold every single day will be. You have the power to makes decisions that will move you forward financially or set you back. It's up to you. We are what we think. Having a positive mindset toward any goals, and making it a priority, will have a direct and positive impact on our ability to achieve those goals &qu

We've all messed up when it comes to money. Maybe you sign up for every credit card offer you received in the mail. Or you thought debt was a way of life. Maybe you've fall into the trap of the almighty fico score. Let's face it. There are tons of myth out there parading as truth . But the real truth is that this myths are keeping people.....well, broke, it's about time will called out this long believe "truth" for what they really are; MYTH PLUS. once you know the real truth, you can start your journey toward financial Peace. 1. My family won't be Happy if I don't give then the best. There's no denying that family should be at the top of your priority list. And there happiness should definitely play into that. But if happiness is being found in stuff then you may actually have a case. Of "want it is?" Want-itis is the aftermath of discontent. Believing that your stuff we make you happy but believing us -it won't. And when it comes to

why it's not healthy to lend money to friends I have loan money from friends and family member and lend money to friends and family member and both has not been a good preposition. In today's economy, it's easy to understand how someone can find themselves in a dark place financially. On the one hand, you want to help out a loved one who's in need. On the other hand, you've heard the stories about loans gone wrong. With friendships rained and families torn apart, also you might need yourself, says Irene s. Levine PhD. Phychologist, author and producer of the friendship blog.com. even if you're sure the asked will pay back, it's hard to know if you should proceed. Remember the advice polonus gives his son. Larlerties, in Shakespeare's "Hamlet," "neither a borrower not a lender be, for loan off loses both himself and friends," According to a recent survey by bankrate . 21 percent reported having there relationship damaged. 20 percent sa

"Chains of habits are too light to be felt until they are too heavy to be broken"......Warren buffet. Somebody said" humans are creatures of habit, and a lot of us creatures are in debt, bad debt's, that's not good to our wellbeing. Bad habits toward money, like rationalizing purchases ("hey, I deserve this!".....("I work hard for this money so I deserve the best of it) Assurming you'll make more money later on. You disorganized your bills Don't budget or keep track of your money You're an impulse spender. The right opposite of bad habits, Good habits. Can bring you from anywhere you are now financially and accelerate you to your desire financial positions because the vast majority of rich people didn't reach were they're now accidentally. Acccumulating wealth requires hard work, dedication, and-most importantly-maintaining a specific set of habits that foster prosperity. Corley be a financial planner and author who spent five y

The way children view Money will often carry through into adulthood, so it's important to give kids a good financial grounding from young age. latest post from faithnews Although schools are now required to teach children financial literacy as part of National curriculum; this only takes place after the age of eleven, by this stage children may have already picked up good and bad habits from anyone closer to them. Five-and 6-years-olds are starting to develop the cognitive skills necessary to understand basic monetary concepts, such as indentifying coins, knowing that liability are those things that takes money out of there pocket. When asset are those things that bring money into there pocket. It is also Noble and good to teach them enough about the value of money to empower them succeed at whatever they choose to do in life. Here are some tips to helps you teach your children the Value of money. latest post: ultimate Budgeting guide Let them buy there own Xbox:  you will likely s

I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity under the name of funding, is but swinding futurity on a large scale"..... Thomas Jefferson The average American househood with credit card carries more than $15,000 in credit card debt, according to Debt.org. Latest post:  what to do if behind with rent Add to that &1.2 trillion (and growing) in student loan debt, sprinkled in car loans, and medical debt, and we've got ourselves an issues. But in most cases those 15.000 thousand dollars was borrowed simply for consumption. A vacation, jewelry,or be shoes, and even for emergency funds for things you simply don't have the cash to cover. And all these are bad debts because it doesn't make you richer instead poorer. But on the other hand is good debt, debt that puts money in your pocket each month. It makes you richer. It is used to purchase things like investing in

The likelihood of having a mental health issue is Three times higher among those who are in debt. A 2017 study published by the journal of consumer research took an in-depth look at how financial health can effects your overall health and well-being, the study found that "perceived" financial well-being is a great predictor of overall well-being. Not having money restricts our choices and wreaks conditions havoc on our psyche borrowing money to pay those bills leads to debt, which can lead to all sorts of problems that has nothing to do with accounting but has everything to do with psychology. How can debt effect your mental health. A 2010 study from the royal college of psychiatrists found that half of UK adults in problem debt are also living with mental ill-health. These ranged from a consistent feeling of anxiety to low moods, to diagnosed mental health disorder. Much of debt-related anxiety can be due to a lack of support from creditor's and from the indi

Fourth of July in the USA celebrates one kind of freedom. But this certainly not the only way freedom can be defined. How would you define it? That might be very difficult from someone else's definition. "Your time is your most valuable assets" Most of us spend more than half of our working hours working or doing work-related activities. That's a lot of time? And if you aren't unhappy at work, were you spend at least 50% of your time, them it will be very difficult to find fulfilment in your life unfortunately most of us don't Know how to create careers that bring us wealth and happiness. What is freedom According to merian - Webster: the concept of freedom can include these two aspects. *The absence of necessity, coercion, or constraints in choice or action (in other words, a lack of enforced or limited behavior) *Liberation from slavery or restraint or from power of another (alternatively expressed as Independence). Although

"more than 20 millions jobs in America disappeared in April, and nearly 15% of people in the US are now jobless" Although the paycheck have stopped, the rent bills haven't. According to the bureau of labor statistics, housing is the most expensive budget item for average American households. It accounts for an average of 32% of all expenditures. With mortgage payments or rent drawing so heavily on consumer finances, it's not surprising that sometimes people have to say, "I can't pay my rent" It's a frightening situation to be in. If you found yourselves in, there can still be a way out. We found that having a plan, knowing our rights and talking openly to our landlord made all the difference in the world. 1. Check your lease:  find out exactly what your agreement says about rent, whether you have a grace period and what your landlords option for recourse are; You should also make sure you're aware of what your rights are as a tenant i

The credit Industry actively emtices all comers especially the young and inexperienced, with the price of credit. Critics charge their aggressive practice borders on predatory pending, taking unfair advantage of those who shouldn't be borrowing. With nearly trillions in unpaid consumer debt, a million household filling for bankruptcy each year (more or less, depending on the year) and a very low saving rate, how can one be free of consumer debt and Sometime you need more than just a payment schedule to get out of debt. If you're constantly juggling payments, robbimg Peter to pay Paul, or using credit cards to fill in the gaps in your budget, more help may be in order. DEALING WITH BAD DEBT SO YOU CAN START BUILDING GOOD. If the borrowed money is simply spent on consumption- vacation, jewelry, or shoe's that you charge on credit card-then that is bad debt. The car loan that you write a check for each month is bad debt. Bad debt are debts you pay out  from your ow

There are lots of investment out there, often there are more bad onces than Good onces. but Can you tell the difference? If no. then investing would be risky....for you....right now. People often ask what type of investment is less risky, what they should be asking is, "how do I invest in a way that isn't risky" you see, any type of investment can be profitable if you know what you are doing...or disastrous if you don't. Risk start with the investor because the investor is the one to determine if the deal they are looking at is risky or not. Many people consider investment in real estate risky, and it's Ricky to those who doesn't know what they are doing. Many flippers brought at high prices during the real estate boom assuming the price would continue skywards. When the bubble popped they were in trouble. I consider investing in mutual funds to be risky because I don't have control over the investment-i am at Mercy of the market and whatever d

All couples need to talk about money issues, such as who will pay the bills, what kind of checking accounts they will have (individual, joint, or both) which I much prefer to be joint. And how much personal spending will be allowed. Trouble handling money can cause stress in relationship and even lead to divorce. For example, large debts brought in a marriage often cause problem for couples because if the stress involved in getting the debts completely paid off. When money problems get big so can the relationship, argument can cause tensions to violence, when money problems soar to this level, couples need to seek outside help immediately with a professional counselor. Hope fully, the information provide in this post will help couples find a way to discuss money issues away. To discuss money issues before those issues get too serious. Dealing with money can be very difficult for couples. But it can be done. Reasons couples fight about money. 1.POWER: traditionally, men have

Whether you're a stay at home parent just looking for flexible hours to work when the kids are asleep or a full-time employee with a 9-5 wanting some extra cash to Todd at your debt snowball, try some of these best work-from home jobs to help you reach your goals. And whatever yours goals are, just make sure you're using your income to help move the needle. Don't use the extra cash to fund your star war action figure collection (cool as that might be). Instead be intentional about putting the debt or saving up your emergency fund. 1. Tutor. A tutor teaches students a certain skill or subject using online video conferencing. When you hear the word tutor, you might think of the class valedictorian who stay, after school to tutor other kids in the library. But these days, anyone can work from home as online tutor and make decent money doing it. A formal teacher or educator, anyone with specialized knowledge in a specific subject, or someone who finds way in helping

Even for those not feeling the string of a luckluster economy, a healthy side income can be quite appealing, there's plenty of ways one could make tens of thousand dollars even millions, or some extra poket money depending on what you wanna make. what great about having a online business 1. You make money even when you aren't working. You will not become a millionaire working because people are buying overnight. (Although you can become something you already created very successful overtime) 2.you can reach a large audience. 3.you can 2x, 5x, or 10x your sales and only have to work few extra hours. 4.you won't be challenge figuring out who will buy your product. Or who will fell and price it. 5.you can easily text different pricing methods and offer to maximize your profits  6.some market are already saturated so you'll have to use the zig/zag technique choose when you want to work. 7.you choose when you want to work. 8.you can earn $1. 1.000, $5.000, and ev