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How to get out of debt faster than you ever think possible

I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity under the name of funding, is but swinding futurity on a large scale"..... Thomas Jefferson The average American househood with credit card carries more than $15,000 in credit card debt, according to Debt.org. Latest post:  what to do if behind with rent Add to that &1.2 trillion (and growing) in student loan debt, sprinkled in car loans, and medical debt, and we've got ourselves an issues. But in most cases those 15.000 thousand dollars was borrowed simply for consumption. A vacation, jewelry,or be shoes, and even for emergency funds for things you simply don't have the cash to cover. And all these are bad debts because it doesn't make you richer instead poorer. But on the other hand is good debt, debt that puts money in your pocket each month. It makes you richer. It is used to purchase things like investing in

5 things you should never discuss with coworkers

Many people spend more time with co-worker than they spend with actual friends and families so it makes senses that they'd want to talk about something other than once in a while,            And it's and easy way to land yourself in hot water, talking about certain subjects in most office environment could alienate your colleagues and even cost your promotion.                      HOW MUCH YOU HATED YOUR LAST JOB "Even if someone had a truly horrifying experience in their previous industry or job, they should still be able to talk about their past employers in a positive way, if they rant about how much they hate their last job, it show a sign of immaturity when they can't at least share what the learn from their formal work experience instead of placing blame on others.          INTIMATE DETAILS ABOUT YOUR PERSONAL RELATIONSHIP "while is perfectly acceptable to share your anniversary, family birthday or your child accolades for team sports, be sure

The greatest lesson you can pass to your children (teach your child the value of money?

The way children view Money will often carry through into adulthood, so it's important to give kids a good financial grounding from young age. latest post from faithnews Although schools are now required to teach children financial literacy as part of National curriculum; this only takes place after the age of eleven, by this stage children may have already picked up good and bad habits from anyone closer to them. Five-and 6-years-olds are starting to develop the cognitive skills necessary to understand basic monetary concepts, such as indentifying coins, knowing that liability are those things that takes money out of there pocket. When asset are those things that bring money into there pocket. It is also Noble and good to teach them enough about the value of money to empower them succeed at whatever they choose to do in life. Here are some tips to helps you teach your children the Value of money. latest post: ultimate Budgeting guide Let them buy there own Xbox:  you will likely s

DAVID IBIYEOMIE, HOUSE, PRIVATE JET, CARS, THE MAN GOD SO BLESSED IN MINISTRY

DAVID IBIYEOMIE  is the presiding pastor of salvation ministries -home of success, one of the fastest growing and spreading church in the world, he pastors million of worshippers spread across the globe with headquartered presently located at plot 17 Birabil street, GRA phrase 1, port Harcourt in the Rivers state of Nigeria. BIRTH: born in bonny island, Rivers state Nigeria on the 21th of October, 1961 to the family of chief and Mrs Apollos iganibo of bolo town, ogu/bolo local government area rivers state of Nigeria. EDUCATION: David ibiyeomie attended banham primary school, portharcourt from 1969 to 1974 for his primary education, he went to government comprehensive secondary school bolo-kiri, Rivers state between 1974 to 1979 for is secondary education after then, he was admitted to the Rivers state university of science and technology, Port Harcourt for a degree course in micro biology in 1980                In recognition of his diligence and result oriented ministry Bradley

what to do if you can't pay your rent

"more than 20 millions jobs in America disappeared in April, and nearly 15% of people in the US are now jobless" Although the paycheck have stopped, the rent bills haven't. According to the bureau of labor statistics, housing is the most expensive budget item for average American households. It accounts for an average of 32% of all expenditures. With mortgage payments or rent drawing so heavily on consumer finances, it's not surprising that sometimes people have to say, "I can't pay my rent" It's a frightening situation to be in. If you found yourselves in, there can still be a way out. We found that having a plan, knowing our rights and talking openly to our landlord made all the difference in the world. 1. Check your lease:  find out exactly what your agreement says about rent, whether you have a grace period and what your landlords option for recourse are; You should also make sure you're aware of what your rights are as a tenant i

how to handle disappointment

Jesus was amazed at Peter's unbelief. He was saying when peters said "the fig tree you cursed is withered away"[mark11:21] Jesus was telling peter you shouldn't be shock to see this fig tree withered. "Just have faith in God" v22.    Then Jesus went on to explained that this wasn't limited to the fig tree. He use a mountain has an example but I believed it could apply to anything. He was making the point that if we say it with our mouths and believe it with our hearts. We can have what we say.     "That whosoever shall say unto this mountain, be removed. And be thou cast into the sea; and shall not doubt in his hearts, but shall believe that those things which he saith shall come to pass. He shall have whatsoever he saith.(mark11:23)       Jesus use the word " say or saith" three time in the above verse. He was making it clear that words has power. But he also said "have faith in God" the word that have power are word tha

what every couples ought to know about finances

I s it ever ok to hide money or bank accounts from your spouse? In certain situations financial infedelity may be warranted. It's common for couples to merge their financial lives once they're seriously committed or married. Others choose to maintain separate finances if you fall into the latter group. you may feel that what you do with your own money isn't any of your partners business. And that's a perfectly acceptable attitude to have. As long as both of you are one on the same page. However, there's a big difference between managing your own money as well has actually bidding it from the other person, " Hiding money from your partner is generally a form, of deception, usually based in fear,  neither of which bode well for the relationship." Said Todd Christensen, and accredited financial counselor and education manger for money fit by DRS, a non profit debt relief agency headquartered in Boise, Idaho. In fact, hidding money or bank accounts

relationship with God

The majority of churches are teaching that God's love for us is conditional. They are misrepresenting his love, and it's one of the main reasons that we as Christians are so judgemental. And harsh toward other people, they tend to treat other people the way  they believe God is  treating them. A      One of the most important things about relationship is to understand the person with whom you're going to have relationship with. And that also applies To God. You need to understand the basic nature and character of God. In order to have a healthy relationship with him. Misunderstanding his character and nature is one reason many people don't have a relationship with God.         CREATED FOR GOD'S PRESSURE "Thou, art worthy. O lord, to received glory honour and power: for thou hast created all things, and for thy pressure they are and were created" (Rev4:1)       God's purpose for creation was to give God pressure, and that still his purpose. Ad

how 4 ways to raise kids who cares about people

"Empathy in children is a skill parents can cultivate"           Mary people are wondering what happened to the qualities of empathy and kindness in our society,  dooms and disturbing news fills the headlines, many parent are wondering how to raise kids who will be a force for love and goodness in the face of bitterness and hate.                   SET AND EXAMPLE parent need to walk the walk and model empathy themselves, kids all pick up on more things than just verbal, kids will be motivated to do what they frequently see you doing.  Parent are also to recognize and respect their children's emotions, according to dell. "For kids to show empathy to them, and for others.      TALK ABOUT FEELING WITH KIDS the gateway to empathy is emotional literacy, (understanding your emotion) one way of teaching kids to identify their emotion early on, is by using emotional language with kids, "say things like, "I see you're really frustrated, or I see you are